LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,543
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,955
−HK$2,450/mo
Today · 4.125%
HK$82,405
baseline
▲ 0.50% · 4.625%
HK$87,419
+HK$5,014/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,810/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,265
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,579
−HK$2,347/mo
Today · 4.125%
HK$90,926
baseline
▲ 0.50% · 4.625%
HK$95,719
+HK$4,793/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,852/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,051
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,946
−HK$2,940/mo
Today · 4.125%
HK$98,886
baseline
▲ 0.50% · 4.625%
HK$104,903
+HK$6,017/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,772/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,518
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,295
−HK$2,816/mo
Today · 4.125%
HK$109,111
baseline
▲ 0.50% · 4.625%
HK$114,863
+HK$5,752/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,222/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,560
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$111,936
−HK$3,431/mo
Today · 4.125%
HK$115,367
baseline
▲ 0.50% · 4.625%
HK$122,387
+HK$7,020/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$230,734/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,772
−HK$6,524/mo
▼ 0.25% · 3.875%
HK$124,011
−HK$3,285/mo
Today · 4.125%
HK$127,296
baseline
▲ 0.50% · 4.625%
HK$134,006
+HK$6,710/mo
Deposit HK$10.20M · loan HK$23.80M · min. income ≈ HK$254,592/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,577
−HK$8,752/mo
▼ 0.25% · 3.875%
HK$143,918
−HK$4,411/mo
Today · 4.125%
HK$148,329
baseline
▲ 0.50% · 4.625%
HK$157,355
+HK$9,026/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$296,658/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,278
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$159,442
−HK$4,225/mo
Today · 4.125%
HK$163,667
baseline
▲ 0.50% · 4.625%
HK$172,294
+HK$8,627/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$327,334/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,259 · Scale 2, in force from 26 Feb 2026)