LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,546
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,958
−HK$2,451/mo
Today · 4.125%
HK$82,409
baseline
▲ 0.50% · 4.625%
HK$87,424
+HK$5,015/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,818/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,270
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,583
−HK$2,347/mo
Today · 4.125%
HK$90,930
baseline
▲ 0.50% · 4.625%
HK$95,723
+HK$4,793/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,860/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,056
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,950
−HK$2,941/mo
Today · 4.125%
HK$98,891
baseline
▲ 0.50% · 4.625%
HK$104,908
+HK$6,017/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,782/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,523
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,300
−HK$2,816/mo
Today · 4.125%
HK$109,116
baseline
▲ 0.50% · 4.625%
HK$114,868
+HK$5,752/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,232/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,565
−HK$6,808/mo
▼ 0.25% · 3.875%
HK$111,942
−HK$3,431/mo
Today · 4.125%
HK$115,373
baseline
▲ 0.50% · 4.625%
HK$122,393
+HK$7,020/mo
Deposit HK$10.20M · loan HK$23.81M · min. income ≈ HK$230,746/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,777
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$124,017
−HK$3,286/mo
Today · 4.125%
HK$127,303
baseline
▲ 0.50% · 4.625%
HK$134,013
+HK$6,710/mo
Deposit HK$10.20M · loan HK$23.81M · min. income ≈ HK$254,606/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,583
−HK$8,754/mo
▼ 0.25% · 3.875%
HK$143,925
−HK$4,412/mo
Today · 4.125%
HK$148,337
baseline
▲ 0.50% · 4.625%
HK$157,362
+HK$9,025/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$296,674/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,285
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$159,450
−HK$4,225/mo
Today · 4.125%
HK$163,675
baseline
▲ 0.50% · 4.625%
HK$172,302
+HK$8,627/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$327,350/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,329 · Scale 2, in force from 26 Feb 2026)