LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,548
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,960
−HK$2,451/mo
Today · 4.125%
HK$82,411
baseline
▲ 0.50% · 4.625%
HK$87,425
+HK$5,014/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$164,822/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,271
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,585
−HK$2,347/mo
Today · 4.125%
HK$90,932
baseline
▲ 0.50% · 4.625%
HK$95,725
+HK$4,793/mo
Deposit HK$17.00M · loan HK$17.00M · min. income ≈ HK$181,864/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,057
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,952
−HK$2,941/mo
Today · 4.125%
HK$98,893
baseline
▲ 0.50% · 4.625%
HK$104,910
+HK$6,017/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$197,786/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,525
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,302
−HK$2,816/mo
Today · 4.125%
HK$109,118
baseline
▲ 0.50% · 4.625%
HK$114,870
+HK$5,752/mo
Deposit HK$13.60M · loan HK$20.40M · min. income ≈ HK$218,236/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,567
−HK$6,808/mo
▼ 0.25% · 3.875%
HK$111,944
−HK$3,431/mo
Today · 4.125%
HK$115,375
baseline
▲ 0.50% · 4.625%
HK$122,395
+HK$7,020/mo
Deposit HK$10.20M · loan HK$23.81M · min. income ≈ HK$230,750/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,779
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$124,019
−HK$3,286/mo
Today · 4.125%
HK$127,305
baseline
▲ 0.50% · 4.625%
HK$134,015
+HK$6,710/mo
Deposit HK$10.20M · loan HK$23.81M · min. income ≈ HK$254,610/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,586
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$143,928
−HK$4,411/mo
Today · 4.125%
HK$148,339
baseline
▲ 0.50% · 4.625%
HK$157,365
+HK$9,026/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$296,678/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,288
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$159,453
−HK$4,225/mo
Today · 4.125%
HK$163,678
baseline
▲ 0.50% · 4.625%
HK$172,305
+HK$8,627/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$327,356/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,354 · Scale 2, in force from 26 Feb 2026)