LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,557
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,970
−HK$2,451/mo
Today · 4.125%
HK$82,421
baseline
▲ 0.50% · 4.625%
HK$87,436
+HK$5,015/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$164,842/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,282
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,596
−HK$2,347/mo
Today · 4.125%
HK$90,943
baseline
▲ 0.50% · 4.625%
HK$95,737
+HK$4,794/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$181,886/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,069
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,964
−HK$2,941/mo
Today · 4.125%
HK$98,905
baseline
▲ 0.50% · 4.625%
HK$104,923
+HK$6,018/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$197,810/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,538
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,315
−HK$2,817/mo
Today · 4.125%
HK$109,132
baseline
▲ 0.50% · 4.625%
HK$114,885
+HK$5,753/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$218,264/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,580
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$111,958
−HK$3,431/mo
Today · 4.125%
HK$115,389
baseline
▲ 0.50% · 4.625%
HK$122,410
+HK$7,021/mo
Deposit HK$10.20M · loan HK$23.81M · min. income ≈ HK$230,778/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,795
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$124,034
−HK$3,287/mo
Today · 4.125%
HK$127,321
baseline
▲ 0.50% · 4.625%
HK$134,032
+HK$6,711/mo
Deposit HK$10.20M · loan HK$23.81M · min. income ≈ HK$254,642/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,603
−HK$8,755/mo
▼ 0.25% · 3.875%
HK$143,946
−HK$4,412/mo
Today · 4.125%
HK$148,358
baseline
▲ 0.50% · 4.625%
HK$157,385
+HK$9,027/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$296,716/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,307
−HK$8,391/mo
▼ 0.25% · 3.875%
HK$159,473
−HK$4,225/mo
Today · 4.125%
HK$163,698
baseline
▲ 0.50% · 4.625%
HK$172,327
+HK$8,629/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$327,396/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,535 · Scale 2, in force from 26 Feb 2026)