LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,564
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,977
−HK$2,451/mo
Today · 4.125%
HK$82,428
baseline
▲ 0.50% · 4.625%
HK$87,443
+HK$5,015/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$164,856/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,289
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,603
−HK$2,348/mo
Today · 4.125%
HK$90,951
baseline
▲ 0.50% · 4.625%
HK$95,745
+HK$4,794/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$181,902/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,077
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,972
−HK$2,941/mo
Today · 4.125%
HK$98,913
baseline
▲ 0.50% · 4.625%
HK$104,932
+HK$6,019/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$197,826/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,547
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,324
−HK$2,817/mo
Today · 4.125%
HK$109,141
baseline
▲ 0.50% · 4.625%
HK$114,894
+HK$5,753/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$218,282/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,589
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$111,967
−HK$3,432/mo
Today · 4.125%
HK$115,399
baseline
▲ 0.50% · 4.625%
HK$122,421
+HK$7,022/mo
Deposit HK$10.20M · loan HK$23.81M · min. income ≈ HK$230,798/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,805
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$124,045
−HK$3,286/mo
Today · 4.125%
HK$127,331
baseline
▲ 0.50% · 4.625%
HK$134,043
+HK$6,712/mo
Deposit HK$10.20M · loan HK$23.81M · min. income ≈ HK$254,662/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,615
−HK$8,755/mo
▼ 0.25% · 3.875%
HK$143,958
−HK$4,412/mo
Today · 4.125%
HK$148,370
baseline
▲ 0.50% · 4.625%
HK$157,398
+HK$9,028/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$296,740/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,320
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$159,486
−HK$4,226/mo
Today · 4.125%
HK$163,712
baseline
▲ 0.50% · 4.625%
HK$172,341
+HK$8,629/mo
Deposit HK$3.40M · loan HK$30.61M · min. income ≈ HK$327,424/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,656 · Scale 2, in force from 26 Feb 2026)