LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,568
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,980
−HK$2,452/mo
Today · 4.125%
HK$82,432
baseline
▲ 0.50% · 4.625%
HK$87,448
+HK$5,016/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$164,864/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,293
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,608
−HK$2,347/mo
Today · 4.125%
HK$90,955
baseline
▲ 0.50% · 4.625%
HK$95,750
+HK$4,795/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$181,910/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,081
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,977
−HK$2,941/mo
Today · 4.125%
HK$98,918
baseline
▲ 0.50% · 4.625%
HK$104,937
+HK$6,019/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$197,836/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,552
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,329
−HK$2,817/mo
Today · 4.125%
HK$109,146
baseline
▲ 0.50% · 4.625%
HK$114,900
+HK$5,754/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$218,292/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,595
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$111,973
−HK$3,432/mo
Today · 4.125%
HK$115,405
baseline
▲ 0.50% · 4.625%
HK$122,427
+HK$7,022/mo
Deposit HK$10.21M · loan HK$23.81M · min. income ≈ HK$230,810/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,811
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$124,051
−HK$3,287/mo
Today · 4.125%
HK$127,338
baseline
▲ 0.50% · 4.625%
HK$134,050
+HK$6,712/mo
Deposit HK$10.21M · loan HK$23.81M · min. income ≈ HK$254,676/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,622
−HK$8,755/mo
▼ 0.25% · 3.875%
HK$143,965
−HK$4,412/mo
Today · 4.125%
HK$148,377
baseline
▲ 0.50% · 4.625%
HK$157,406
+HK$9,029/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$296,754/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,328
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$159,494
−HK$4,226/mo
Today · 4.125%
HK$163,720
baseline
▲ 0.50% · 4.625%
HK$172,350
+HK$8,630/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$327,440/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,726 · Scale 2, in force from 26 Feb 2026)