LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,570
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,983
−HK$2,452/mo
Today · 4.125%
HK$82,435
baseline
▲ 0.50% · 4.625%
HK$87,450
+HK$5,015/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$164,870/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,296
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,610
−HK$2,348/mo
Today · 4.125%
HK$90,958
baseline
▲ 0.50% · 4.625%
HK$95,753
+HK$4,795/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$181,916/mo (50% DSR)
Upfront cash ≈ HK$18.45M (deposit + AVD stamp duty HK$1,445,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,084
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,980
−HK$2,941/mo
Today · 4.125%
HK$98,921
baseline
▲ 0.50% · 4.625%
HK$104,941
+HK$6,020/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$197,842/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,555
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,333
−HK$2,817/mo
Today · 4.125%
HK$109,150
baseline
▲ 0.50% · 4.625%
HK$114,904
+HK$5,754/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$218,300/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,598
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$111,976
−HK$3,432/mo
Today · 4.125%
HK$115,408
baseline
▲ 0.50% · 4.625%
HK$122,431
+HK$7,023/mo
Deposit HK$10.21M · loan HK$23.81M · min. income ≈ HK$230,816/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,814
−HK$6,528/mo
▼ 0.25% · 3.875%
HK$124,055
−HK$3,287/mo
Today · 4.125%
HK$127,342
baseline
▲ 0.50% · 4.625%
HK$134,054
+HK$6,712/mo
Deposit HK$10.21M · loan HK$23.81M · min. income ≈ HK$254,684/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,626
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$143,970
−HK$4,412/mo
Today · 4.125%
HK$148,382
baseline
▲ 0.50% · 4.625%
HK$157,411
+HK$9,029/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$296,764/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,333
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$159,499
−HK$4,226/mo
Today · 4.125%
HK$163,725
baseline
▲ 0.50% · 4.625%
HK$172,355
+HK$8,630/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$327,450/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,774 · Scale 2, in force from 26 Feb 2026)