LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,579
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,992
−HK$2,452/mo
Today · 4.125%
HK$82,444
baseline
▲ 0.50% · 4.625%
HK$87,460
+HK$5,016/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$164,888/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,445,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,306
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,620
−HK$2,349/mo
Today · 4.125%
HK$90,969
baseline
▲ 0.50% · 4.625%
HK$95,764
+HK$4,795/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$181,938/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,445,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,095
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$95,990
−HK$2,943/mo
Today · 4.125%
HK$98,933
baseline
▲ 0.50% · 4.625%
HK$104,952
+HK$6,019/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$197,866/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,567
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,345
−HK$2,817/mo
Today · 4.125%
HK$109,162
baseline
▲ 0.50% · 4.625%
HK$114,916
+HK$5,754/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$218,324/mo (50% DSR)
Upfront cash ≈ HK$15.05M (deposit + AVD stamp duty HK$1,445,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,611
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$111,989
−HK$3,432/mo
Today · 4.125%
HK$115,421
baseline
▲ 0.50% · 4.625%
HK$122,444
+HK$7,023/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,842/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,828
−HK$6,528/mo
▼ 0.25% · 3.875%
HK$124,069
−HK$3,287/mo
Today · 4.125%
HK$127,356
baseline
▲ 0.50% · 4.625%
HK$134,069
+HK$6,713/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,712/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,642
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$143,986
−HK$4,413/mo
Today · 4.125%
HK$148,399
baseline
▲ 0.50% · 4.625%
HK$157,429
+HK$9,030/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$296,798/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,350
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$159,517
−HK$4,227/mo
Today · 4.125%
HK$163,744
baseline
▲ 0.50% · 4.625%
HK$172,375
+HK$8,631/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$327,488/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,936 · Scale 2, in force from 26 Feb 2026)