LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,581
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,995
−HK$2,451/mo
Today · 4.125%
HK$82,446
baseline
▲ 0.50% · 4.625%
HK$87,463
+HK$5,017/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$164,892/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,445,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,308
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,623
−HK$2,348/mo
Today · 4.125%
HK$90,971
baseline
▲ 0.50% · 4.625%
HK$95,767
+HK$4,796/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$181,942/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,445,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,098
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$95,993
−HK$2,943/mo
Today · 4.125%
HK$98,936
baseline
▲ 0.50% · 4.625%
HK$104,956
+HK$6,020/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$197,872/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,445,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,570
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,348
−HK$2,818/mo
Today · 4.125%
HK$109,166
baseline
▲ 0.50% · 4.625%
HK$114,920
+HK$5,754/mo
Deposit HK$13.61M · loan HK$20.41M · min. income ≈ HK$218,332/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,445,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,614
−HK$6,811/mo
▼ 0.25% · 3.875%
HK$111,992
−HK$3,433/mo
Today · 4.125%
HK$115,425
baseline
▲ 0.50% · 4.625%
HK$122,448
+HK$7,023/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,850/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,832
−HK$6,528/mo
▼ 0.25% · 3.875%
HK$124,073
−HK$3,287/mo
Today · 4.125%
HK$127,360
baseline
▲ 0.50% · 4.625%
HK$134,073
+HK$6,713/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,720/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,445,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,646
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$143,990
−HK$4,413/mo
Today · 4.125%
HK$148,403
baseline
▲ 0.50% · 4.625%
HK$157,433
+HK$9,030/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$296,806/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,355
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$159,522
−HK$4,227/mo
Today · 4.125%
HK$163,749
baseline
▲ 0.50% · 4.625%
HK$172,380
+HK$8,631/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$327,498/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,445,981 · Scale 2, in force from 26 Feb 2026)