LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,589
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$80,002
−HK$2,452/mo
Today · 4.125%
HK$82,454
baseline
▲ 0.50% · 4.625%
HK$87,471
+HK$5,017/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$164,908/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,316
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,631
−HK$2,349/mo
Today · 4.125%
HK$90,980
baseline
▲ 0.50% · 4.625%
HK$95,776
+HK$4,796/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$181,960/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,106
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,002
−HK$2,943/mo
Today · 4.125%
HK$98,945
baseline
▲ 0.50% · 4.625%
HK$104,965
+HK$6,020/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,890/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,580
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,358
−HK$2,818/mo
Today · 4.125%
HK$109,176
baseline
▲ 0.50% · 4.625%
HK$114,931
+HK$5,755/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,352/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,624
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$112,003
−HK$3,433/mo
Today · 4.125%
HK$115,436
baseline
▲ 0.50% · 4.625%
HK$122,460
+HK$7,024/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,872/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,446,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,843
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$124,084
−HK$3,288/mo
Today · 4.125%
HK$127,372
baseline
▲ 0.50% · 4.625%
HK$134,086
+HK$6,714/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,744/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,446,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,659
−HK$8,758/mo
▼ 0.25% · 3.875%
HK$144,004
−HK$4,413/mo
Today · 4.125%
HK$148,417
baseline
▲ 0.50% · 4.625%
HK$157,448
+HK$9,031/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$296,834/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,370
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$159,537
−HK$4,227/mo
Today · 4.125%
HK$163,764
baseline
▲ 0.50% · 4.625%
HK$172,396
+HK$8,632/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$327,528/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,116 · Scale 2, in force from 26 Feb 2026)