LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,591
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$80,004
−HK$2,452/mo
Today · 4.125%
HK$82,456
baseline
▲ 0.50% · 4.625%
HK$87,474
+HK$5,018/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$164,912/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,319
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,634
−HK$2,349/mo
Today · 4.125%
HK$90,983
baseline
▲ 0.50% · 4.625%
HK$95,778
+HK$4,795/mo
Deposit HK$17.01M · loan HK$17.01M · min. income ≈ HK$181,966/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,109
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,005
−HK$2,943/mo
Today · 4.125%
HK$98,948
baseline
▲ 0.50% · 4.625%
HK$104,968
+HK$6,020/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,896/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,583
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,361
−HK$2,818/mo
Today · 4.125%
HK$109,179
baseline
▲ 0.50% · 4.625%
HK$114,934
+HK$5,755/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,358/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,627
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$112,006
−HK$3,433/mo
Today · 4.125%
HK$115,439
baseline
▲ 0.50% · 4.625%
HK$122,463
+HK$7,024/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,878/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,446,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,847
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$124,088
−HK$3,288/mo
Today · 4.125%
HK$127,376
baseline
▲ 0.50% · 4.625%
HK$134,090
+HK$6,714/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,752/mo (50% DSR)
Upfront cash ≈ HK$11.65M (deposit + AVD stamp duty HK$1,446,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,663
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$144,008
−HK$4,414/mo
Today · 4.125%
HK$148,422
baseline
▲ 0.50% · 4.625%
HK$157,453
+HK$9,031/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$296,844/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,374
−HK$8,395/mo
▼ 0.25% · 3.875%
HK$159,541
−HK$4,228/mo
Today · 4.125%
HK$163,769
baseline
▲ 0.50% · 4.625%
HK$172,401
+HK$8,632/mo
Deposit HK$3.40M · loan HK$30.62M · min. income ≈ HK$327,538/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,157 · Scale 2, in force from 26 Feb 2026)