LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,598
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,011
−HK$2,453/mo
Today · 4.125%
HK$82,464
baseline
▲ 0.50% · 4.625%
HK$87,481
+HK$5,017/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,928/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,327
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,642
−HK$2,348/mo
Today · 4.125%
HK$90,990
baseline
▲ 0.50% · 4.625%
HK$95,787
+HK$4,797/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$181,980/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,117
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,014
−HK$2,942/mo
Today · 4.125%
HK$98,956
baseline
▲ 0.50% · 4.625%
HK$104,978
+HK$6,022/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,912/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,592
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,370
−HK$2,819/mo
Today · 4.125%
HK$109,189
baseline
▲ 0.50% · 4.625%
HK$114,944
+HK$5,755/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,378/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,637
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$112,016
−HK$3,433/mo
Today · 4.125%
HK$115,449
baseline
▲ 0.50% · 4.625%
HK$122,474
+HK$7,025/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,898/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,857
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$124,098
−HK$3,289/mo
Today · 4.125%
HK$127,387
baseline
▲ 0.50% · 4.625%
HK$134,101
+HK$6,714/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,774/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,676
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$144,020
−HK$4,415/mo
Today · 4.125%
HK$148,435
baseline
▲ 0.50% · 4.625%
HK$157,466
+HK$9,031/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$296,870/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,388
−HK$8,395/mo
▼ 0.25% · 3.875%
HK$159,555
−HK$4,228/mo
Today · 4.125%
HK$163,783
baseline
▲ 0.50% · 4.625%
HK$172,416
+HK$8,633/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$327,566/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,284 · Scale 2, in force from 26 Feb 2026)