LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,603
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,017
−HK$2,452/mo
Today · 4.125%
HK$82,469
baseline
▲ 0.50% · 4.625%
HK$87,487
+HK$5,018/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,938/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,332
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,648
−HK$2,348/mo
Today · 4.125%
HK$90,996
baseline
▲ 0.50% · 4.625%
HK$95,793
+HK$4,797/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$181,992/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,123
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,020
−HK$2,943/mo
Today · 4.125%
HK$98,963
baseline
▲ 0.50% · 4.625%
HK$104,984
+HK$6,021/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,926/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,599
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,377
−HK$2,819/mo
Today · 4.125%
HK$109,196
baseline
▲ 0.50% · 4.625%
HK$114,952
+HK$5,756/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,392/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,644
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,023
−HK$3,434/mo
Today · 4.125%
HK$115,457
baseline
▲ 0.50% · 4.625%
HK$122,482
+HK$7,025/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,914/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,865
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$124,107
−HK$3,288/mo
Today · 4.125%
HK$127,395
baseline
▲ 0.50% · 4.625%
HK$134,110
+HK$6,715/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,790/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,685
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$144,030
−HK$4,414/mo
Today · 4.125%
HK$148,444
baseline
▲ 0.50% · 4.625%
HK$157,477
+HK$9,033/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$296,888/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,398
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,566
−HK$4,228/mo
Today · 4.125%
HK$163,794
baseline
▲ 0.50% · 4.625%
HK$172,427
+HK$8,633/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$327,588/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,379 · Scale 2, in force from 26 Feb 2026)