LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,603
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,017
−HK$2,453/mo
Today · 4.125%
HK$82,470
baseline
▲ 0.50% · 4.625%
HK$87,488
+HK$5,018/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,940/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,333
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,648
−HK$2,349/mo
Today · 4.125%
HK$90,997
baseline
▲ 0.50% · 4.625%
HK$95,794
+HK$4,797/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$181,994/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,124
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,020
−HK$2,943/mo
Today · 4.125%
HK$98,963
baseline
▲ 0.50% · 4.625%
HK$104,985
+HK$6,022/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,926/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,599
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,378
−HK$2,818/mo
Today · 4.125%
HK$109,196
baseline
▲ 0.50% · 4.625%
HK$114,952
+HK$5,756/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,392/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,644
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,024
−HK$3,433/mo
Today · 4.125%
HK$115,457
baseline
▲ 0.50% · 4.625%
HK$122,483
+HK$7,026/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,914/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,866
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$124,107
−HK$3,289/mo
Today · 4.125%
HK$127,396
baseline
▲ 0.50% · 4.625%
HK$134,111
+HK$6,715/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,792/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,686
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$144,031
−HK$4,414/mo
Today · 4.125%
HK$148,445
baseline
▲ 0.50% · 4.625%
HK$157,478
+HK$9,033/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$296,890/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,399
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,567
−HK$4,228/mo
Today · 4.125%
HK$163,795
baseline
▲ 0.50% · 4.625%
HK$172,428
+HK$8,633/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$327,590/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,388 · Scale 2, in force from 26 Feb 2026)