LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,606
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,020
−HK$2,453/mo
Today · 4.125%
HK$82,473
baseline
▲ 0.50% · 4.625%
HK$87,491
+HK$5,018/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,946/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,336
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,652
−HK$2,348/mo
Today · 4.125%
HK$91,000
baseline
▲ 0.50% · 4.625%
HK$95,797
+HK$4,797/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$182,000/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,127
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,024
−HK$2,943/mo
Today · 4.125%
HK$98,967
baseline
▲ 0.50% · 4.625%
HK$104,989
+HK$6,022/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,934/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,603
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,382
−HK$2,819/mo
Today · 4.125%
HK$109,201
baseline
▲ 0.50% · 4.625%
HK$114,957
+HK$5,756/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,402/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,649
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,028
−HK$3,434/mo
Today · 4.125%
HK$115,462
baseline
▲ 0.50% · 4.625%
HK$122,487
+HK$7,025/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,924/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,870
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$124,112
−HK$3,289/mo
Today · 4.125%
HK$127,401
baseline
▲ 0.50% · 4.625%
HK$134,116
+HK$6,715/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,802/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,691
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$144,036
−HK$4,415/mo
Today · 4.125%
HK$148,451
baseline
▲ 0.50% · 4.625%
HK$157,484
+HK$9,033/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$296,902/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,405
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,573
−HK$4,228/mo
Today · 4.125%
HK$163,801
baseline
▲ 0.50% · 4.625%
HK$172,435
+HK$8,634/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$327,602/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,443 · Scale 2, in force from 26 Feb 2026)