LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,610
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,024
−HK$2,453/mo
Today · 4.125%
HK$82,477
baseline
▲ 0.50% · 4.625%
HK$87,496
+HK$5,019/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,954/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,341
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,656
−HK$2,349/mo
Today · 4.125%
HK$91,005
baseline
▲ 0.50% · 4.625%
HK$95,802
+HK$4,797/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$182,010/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,132
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,029
−HK$2,943/mo
Today · 4.125%
HK$98,972
baseline
▲ 0.50% · 4.625%
HK$104,995
+HK$6,023/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,944/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,609
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,387
−HK$2,819/mo
Today · 4.125%
HK$109,206
baseline
▲ 0.50% · 4.625%
HK$114,963
+HK$5,757/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,412/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,654
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$112,034
−HK$3,434/mo
Today · 4.125%
HK$115,468
baseline
▲ 0.50% · 4.625%
HK$122,494
+HK$7,026/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$230,936/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,877
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$124,119
−HK$3,288/mo
Today · 4.125%
HK$127,407
baseline
▲ 0.50% · 4.625%
HK$134,123
+HK$6,716/mo
Deposit HK$10.21M · loan HK$23.82M · min. income ≈ HK$254,814/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,698
−HK$8,761/mo
▼ 0.25% · 3.875%
HK$144,044
−HK$4,415/mo
Today · 4.125%
HK$148,459
baseline
▲ 0.50% · 4.625%
HK$157,492
+HK$9,033/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$296,918/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,413
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,581
−HK$4,228/mo
Today · 4.125%
HK$163,809
baseline
▲ 0.50% · 4.625%
HK$172,444
+HK$8,635/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$327,618/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,518 · Scale 2, in force from 26 Feb 2026)