LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,611
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,025
−HK$2,452/mo
Today · 4.125%
HK$82,477
baseline
▲ 0.50% · 4.625%
HK$87,496
+HK$5,019/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,954/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,341
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,657
−HK$2,349/mo
Today · 4.125%
HK$91,006
baseline
▲ 0.50% · 4.625%
HK$95,803
+HK$4,797/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$182,012/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,133
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,030
−HK$2,943/mo
Today · 4.125%
HK$98,973
baseline
▲ 0.50% · 4.625%
HK$104,995
+HK$6,022/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,946/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,609
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,388
−HK$2,819/mo
Today · 4.125%
HK$109,207
baseline
▲ 0.50% · 4.625%
HK$114,963
+HK$5,756/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,414/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,655
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,035
−HK$3,433/mo
Today · 4.125%
HK$115,468
baseline
▲ 0.50% · 4.625%
HK$122,494
+HK$7,026/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$230,936/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,877
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$124,119
−HK$3,289/mo
Today · 4.125%
HK$127,408
baseline
▲ 0.50% · 4.625%
HK$134,124
+HK$6,716/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$254,816/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,699
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$144,044
−HK$4,415/mo
Today · 4.125%
HK$148,459
baseline
▲ 0.50% · 4.625%
HK$157,493
+HK$9,034/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$296,918/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,414
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,582
−HK$4,228/mo
Today · 4.125%
HK$163,810
baseline
▲ 0.50% · 4.625%
HK$172,445
+HK$8,635/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$327,620/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,526 · Scale 2, in force from 26 Feb 2026)