LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,613
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,027
−HK$2,452/mo
Today · 4.125%
HK$82,479
baseline
▲ 0.50% · 4.625%
HK$87,498
+HK$5,019/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,958/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,343
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,659
−HK$2,349/mo
Today · 4.125%
HK$91,008
baseline
▲ 0.50% · 4.625%
HK$95,805
+HK$4,797/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$182,016/mo (50% DSR)
Upfront cash ≈ HK$18.46M (deposit + AVD stamp duty HK$1,446,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,135
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,032
−HK$2,943/mo
Today · 4.125%
HK$98,975
baseline
▲ 0.50% · 4.625%
HK$104,998
+HK$6,023/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$197,950/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,612
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,391
−HK$2,819/mo
Today · 4.125%
HK$109,210
baseline
▲ 0.50% · 4.625%
HK$114,966
+HK$5,756/mo
Deposit HK$13.61M · loan HK$20.42M · min. income ≈ HK$218,420/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,658
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,037
−HK$3,434/mo
Today · 4.125%
HK$115,471
baseline
▲ 0.50% · 4.625%
HK$122,497
+HK$7,026/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$230,942/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,880
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$124,122
−HK$3,289/mo
Today · 4.125%
HK$127,411
baseline
▲ 0.50% · 4.625%
HK$134,127
+HK$6,716/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$254,822/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,703
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$144,048
−HK$4,415/mo
Today · 4.125%
HK$148,463
baseline
▲ 0.50% · 4.625%
HK$157,497
+HK$9,034/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$296,926/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,418
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,586
−HK$4,228/mo
Today · 4.125%
HK$163,814
baseline
▲ 0.50% · 4.625%
HK$172,449
+HK$8,635/mo
Deposit HK$3.40M · loan HK$30.63M · min. income ≈ HK$327,628/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,562 · Scale 2, in force from 26 Feb 2026)