LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,622
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,037
−HK$2,453/mo
Today · 4.125%
HK$82,490
baseline
▲ 0.50% · 4.625%
HK$87,509
+HK$5,019/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,980/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,446,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,354
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,670
−HK$2,349/mo
Today · 4.125%
HK$91,019
baseline
▲ 0.50% · 4.625%
HK$95,817
+HK$4,798/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$182,038/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,446,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,147
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$96,044
−HK$2,944/mo
Today · 4.125%
HK$98,988
baseline
▲ 0.50% · 4.625%
HK$105,011
+HK$6,023/mo
Deposit HK$13.62M · loan HK$20.42M · min. income ≈ HK$197,976/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,625
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,404
−HK$2,819/mo
Today · 4.125%
HK$109,223
baseline
▲ 0.50% · 4.625%
HK$114,981
+HK$5,758/mo
Deposit HK$13.62M · loan HK$20.42M · min. income ≈ HK$218,446/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,671
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$112,051
−HK$3,435/mo
Today · 4.125%
HK$115,486
baseline
▲ 0.50% · 4.625%
HK$122,513
+HK$7,027/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$230,972/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,895
−HK$6,532/mo
▼ 0.25% · 3.875%
HK$124,138
−HK$3,289/mo
Today · 4.125%
HK$127,427
baseline
▲ 0.50% · 4.625%
HK$134,144
+HK$6,717/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$254,854/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,720
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$144,066
−HK$4,416/mo
Today · 4.125%
HK$148,482
baseline
▲ 0.50% · 4.625%
HK$157,516
+HK$9,034/mo
Deposit HK$3.40M · loan HK$30.64M · min. income ≈ HK$296,964/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,437
−HK$8,398/mo
▼ 0.25% · 3.875%
HK$159,606
−HK$4,229/mo
Today · 4.125%
HK$163,835
baseline
▲ 0.50% · 4.625%
HK$172,471
+HK$8,636/mo
Deposit HK$3.40M · loan HK$30.64M · min. income ≈ HK$327,670/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,743 · Scale 2, in force from 26 Feb 2026)