LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,623
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,037
−HK$2,453/mo
Today · 4.125%
HK$82,490
baseline
▲ 0.50% · 4.625%
HK$87,510
+HK$5,020/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,980/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,446,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,354
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,670
−HK$2,350/mo
Today · 4.125%
HK$91,020
baseline
▲ 0.50% · 4.625%
HK$95,818
+HK$4,798/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$182,040/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,446,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,147
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$96,045
−HK$2,943/mo
Today · 4.125%
HK$98,988
baseline
▲ 0.50% · 4.625%
HK$105,012
+HK$6,024/mo
Deposit HK$13.62M · loan HK$20.42M · min. income ≈ HK$197,976/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,625
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,405
−HK$2,819/mo
Today · 4.125%
HK$109,224
baseline
▲ 0.50% · 4.625%
HK$114,981
+HK$5,757/mo
Deposit HK$13.62M · loan HK$20.42M · min. income ≈ HK$218,448/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,672
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$112,052
−HK$3,434/mo
Today · 4.125%
HK$115,486
baseline
▲ 0.50% · 4.625%
HK$122,514
+HK$7,028/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$230,972/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,896
−HK$6,532/mo
▼ 0.25% · 3.875%
HK$124,139
−HK$3,289/mo
Today · 4.125%
HK$127,428
baseline
▲ 0.50% · 4.625%
HK$134,145
+HK$6,717/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$254,856/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,721
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$144,067
−HK$4,416/mo
Today · 4.125%
HK$148,483
baseline
▲ 0.50% · 4.625%
HK$157,517
+HK$9,034/mo
Deposit HK$3.40M · loan HK$30.64M · min. income ≈ HK$296,966/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,438
−HK$8,398/mo
▼ 0.25% · 3.875%
HK$159,607
−HK$4,229/mo
Today · 4.125%
HK$163,836
baseline
▲ 0.50% · 4.625%
HK$172,472
+HK$8,636/mo
Deposit HK$3.40M · loan HK$30.64M · min. income ≈ HK$327,672/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,752 · Scale 2, in force from 26 Feb 2026)