LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,628
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,042
−HK$2,454/mo
Today · 4.125%
HK$82,496
baseline
▲ 0.50% · 4.625%
HK$87,515
+HK$5,019/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$164,992/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,446,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,360
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,676
−HK$2,350/mo
Today · 4.125%
HK$91,026
baseline
▲ 0.50% · 4.625%
HK$95,824
+HK$4,798/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$182,052/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,446,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,153
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,051
−HK$2,944/mo
Today · 4.125%
HK$98,995
baseline
▲ 0.50% · 4.625%
HK$105,018
+HK$6,023/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$197,990/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,632
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,411
−HK$2,820/mo
Today · 4.125%
HK$109,231
baseline
▲ 0.50% · 4.625%
HK$114,989
+HK$5,758/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,462/mo (50% DSR)
Upfront cash ≈ HK$15.06M (deposit + AVD stamp duty HK$1,446,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,679
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$112,059
−HK$3,435/mo
Today · 4.125%
HK$115,494
baseline
▲ 0.50% · 4.625%
HK$122,521
+HK$7,027/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$230,988/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,904
−HK$6,532/mo
▼ 0.25% · 3.875%
HK$124,147
−HK$3,289/mo
Today · 4.125%
HK$127,436
baseline
▲ 0.50% · 4.625%
HK$134,154
+HK$6,718/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$254,872/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,730
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$144,076
−HK$4,416/mo
Today · 4.125%
HK$148,492
baseline
▲ 0.50% · 4.625%
HK$157,528
+HK$9,036/mo
Deposit HK$3.40M · loan HK$30.64M · min. income ≈ HK$296,984/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,448
−HK$8,399/mo
▼ 0.25% · 3.875%
HK$159,617
−HK$4,230/mo
Today · 4.125%
HK$163,847
baseline
▲ 0.50% · 4.625%
HK$172,483
+HK$8,636/mo
Deposit HK$3.40M · loan HK$30.64M · min. income ≈ HK$327,694/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,846 · Scale 2, in force from 26 Feb 2026)