LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,633
−HK$4,868/mo
▼ 0.25% · 3.875%
HK$80,047
−HK$2,454/mo
Today · 4.125%
HK$82,501
baseline
▲ 0.50% · 4.625%
HK$87,521
+HK$5,020/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$165,002/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,446,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,365
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$88,682
−HK$2,349/mo
Today · 4.125%
HK$91,031
baseline
▲ 0.50% · 4.625%
HK$95,830
+HK$4,799/mo
Deposit HK$17.02M · loan HK$17.02M · min. income ≈ HK$182,062/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,446,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,159
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,057
−HK$2,944/mo
Today · 4.125%
HK$99,001
baseline
▲ 0.50% · 4.625%
HK$105,025
+HK$6,024/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$198,002/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,446,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,639
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,418
−HK$2,820/mo
Today · 4.125%
HK$109,238
baseline
▲ 0.50% · 4.625%
HK$114,996
+HK$5,758/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,476/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,446,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,686
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$112,066
−HK$3,435/mo
Today · 4.125%
HK$115,501
baseline
▲ 0.50% · 4.625%
HK$122,529
+HK$7,028/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$231,002/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,912
−HK$6,532/mo
▼ 0.25% · 3.875%
HK$124,154
−HK$3,290/mo
Today · 4.125%
HK$127,444
baseline
▲ 0.50% · 4.625%
HK$134,162
+HK$6,718/mo
Deposit HK$10.21M · loan HK$23.83M · min. income ≈ HK$254,888/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,446,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,739
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$144,085
−HK$4,416/mo
Today · 4.125%
HK$148,501
baseline
▲ 0.50% · 4.625%
HK$157,537
+HK$9,036/mo
Deposit HK$3.40M · loan HK$30.64M · min. income ≈ HK$297,002/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,458
−HK$8,399/mo
▼ 0.25% · 3.875%
HK$159,627
−HK$4,230/mo
Today · 4.125%
HK$163,857
baseline
▲ 0.50% · 4.625%
HK$172,494
+HK$8,637/mo
Deposit HK$3.40M · loan HK$30.64M · min. income ≈ HK$327,714/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,446,936 · Scale 2, in force from 26 Feb 2026)