LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,645
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,061
−HK$2,453/mo
Today · 4.125%
HK$82,514
baseline
▲ 0.50% · 4.625%
HK$87,535
+HK$5,021/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,028/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,447,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,380
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,696
−HK$2,351/mo
Today · 4.125%
HK$91,047
baseline
▲ 0.50% · 4.625%
HK$95,846
+HK$4,799/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,094/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,447,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,175
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,073
−HK$2,944/mo
Today · 4.125%
HK$99,017
baseline
▲ 0.50% · 4.625%
HK$105,042
+HK$6,025/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$198,034/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,656
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,436
−HK$2,820/mo
Today · 4.125%
HK$109,256
baseline
▲ 0.50% · 4.625%
HK$115,015
+HK$5,759/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,512/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,704
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$112,085
−HK$3,435/mo
Today · 4.125%
HK$115,520
baseline
▲ 0.50% · 4.625%
HK$122,549
+HK$7,029/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,040/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,932
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$124,175
−HK$3,290/mo
Today · 4.125%
HK$127,465
baseline
▲ 0.50% · 4.625%
HK$134,184
+HK$6,719/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,930/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,762
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$144,109
−HK$4,417/mo
Today · 4.125%
HK$148,526
baseline
▲ 0.50% · 4.625%
HK$157,564
+HK$9,038/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,052/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,484
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,654
−HK$4,230/mo
Today · 4.125%
HK$163,884
baseline
▲ 0.50% · 4.625%
HK$172,522
+HK$8,638/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,768/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,176 · Scale 2, in force from 26 Feb 2026)