LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,649
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,065
−HK$2,454/mo
Today · 4.125%
HK$82,519
baseline
▲ 0.50% · 4.625%
HK$87,540
+HK$5,021/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,038/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,447,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,384
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,701
−HK$2,350/mo
Today · 4.125%
HK$91,051
baseline
▲ 0.50% · 4.625%
HK$95,851
+HK$4,800/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,102/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,447,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,179
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,078
−HK$2,944/mo
Today · 4.125%
HK$99,022
baseline
▲ 0.50% · 4.625%
HK$105,048
+HK$6,026/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$198,044/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,661
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,441
−HK$2,820/mo
Today · 4.125%
HK$109,261
baseline
▲ 0.50% · 4.625%
HK$115,021
+HK$5,760/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,522/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,709
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$112,091
−HK$3,435/mo
Today · 4.125%
HK$115,526
baseline
▲ 0.50% · 4.625%
HK$122,556
+HK$7,030/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,052/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,938
−HK$6,534/mo
▼ 0.25% · 3.875%
HK$124,181
−HK$3,291/mo
Today · 4.125%
HK$127,472
baseline
▲ 0.50% · 4.625%
HK$134,191
+HK$6,719/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,944/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,769
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$144,116
−HK$4,418/mo
Today · 4.125%
HK$148,534
baseline
▲ 0.50% · 4.625%
HK$157,571
+HK$9,037/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,068/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,491
−HK$8,401/mo
▼ 0.25% · 3.875%
HK$159,662
−HK$4,230/mo
Today · 4.125%
HK$163,892
baseline
▲ 0.50% · 4.625%
HK$172,531
+HK$8,639/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,784/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,248 · Scale 2, in force from 26 Feb 2026)