LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,654
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,070
−HK$2,454/mo
Today · 4.125%
HK$82,524
baseline
▲ 0.50% · 4.625%
HK$87,545
+HK$5,021/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,048/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,447,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,390
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,707
−HK$2,350/mo
Today · 4.125%
HK$91,057
baseline
▲ 0.50% · 4.625%
HK$95,857
+HK$4,800/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,114/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,447,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,185
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,084
−HK$2,945/mo
Today · 4.125%
HK$99,029
baseline
▲ 0.50% · 4.625%
HK$105,054
+HK$6,025/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$198,058/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,667
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,448
−HK$2,820/mo
Today · 4.125%
HK$109,268
baseline
▲ 0.50% · 4.625%
HK$115,028
+HK$5,760/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,536/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,716
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$112,098
−HK$3,435/mo
Today · 4.125%
HK$115,533
baseline
▲ 0.50% · 4.625%
HK$122,563
+HK$7,030/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,066/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,945
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,189
−HK$3,291/mo
Today · 4.125%
HK$127,480
baseline
▲ 0.50% · 4.625%
HK$134,199
+HK$6,719/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,960/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,778
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$144,126
−HK$4,417/mo
Today · 4.125%
HK$148,543
baseline
▲ 0.50% · 4.625%
HK$157,581
+HK$9,038/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,086/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,501
−HK$8,401/mo
▼ 0.25% · 3.875%
HK$159,672
−HK$4,230/mo
Today · 4.125%
HK$163,902
baseline
▲ 0.50% · 4.625%
HK$172,542
+HK$8,640/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,804/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,340 · Scale 2, in force from 26 Feb 2026)