LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,655
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$80,070
−HK$2,454/mo
Today · 4.125%
HK$82,524
baseline
▲ 0.50% · 4.625%
HK$87,546
+HK$5,022/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,048/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,447,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,390
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,707
−HK$2,351/mo
Today · 4.125%
HK$91,058
baseline
▲ 0.50% · 4.625%
HK$95,857
+HK$4,799/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,116/mo (50% DSR)
Upfront cash ≈ HK$18.47M (deposit + AVD stamp duty HK$1,447,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,186
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,084
−HK$2,945/mo
Today · 4.125%
HK$99,029
baseline
▲ 0.50% · 4.625%
HK$105,055
+HK$6,026/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$198,058/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,668
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,448
−HK$2,821/mo
Today · 4.125%
HK$109,269
baseline
▲ 0.50% · 4.625%
HK$115,029
+HK$5,760/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,538/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,717
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$112,098
−HK$3,436/mo
Today · 4.125%
HK$115,534
baseline
▲ 0.50% · 4.625%
HK$122,564
+HK$7,030/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,068/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,946
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,190
−HK$3,291/mo
Today · 4.125%
HK$127,481
baseline
▲ 0.50% · 4.625%
HK$134,200
+HK$6,719/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,962/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,779
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$144,126
−HK$4,418/mo
Today · 4.125%
HK$148,544
baseline
▲ 0.50% · 4.625%
HK$157,582
+HK$9,038/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,088/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,502
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,673
−HK$4,231/mo
Today · 4.125%
HK$163,904
baseline
▲ 0.50% · 4.625%
HK$172,543
+HK$8,639/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,808/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,349 · Scale 2, in force from 26 Feb 2026)