LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,657
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,072
−HK$2,455/mo
Today · 4.125%
HK$82,527
baseline
▲ 0.50% · 4.625%
HK$87,548
+HK$5,021/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,054/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,393
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$88,710
−HK$2,350/mo
Today · 4.125%
HK$91,060
baseline
▲ 0.50% · 4.625%
HK$95,860
+HK$4,800/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,120/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,188
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,087
−HK$2,945/mo
Today · 4.125%
HK$99,032
baseline
▲ 0.50% · 4.625%
HK$105,058
+HK$6,026/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$198,064/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,671
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,451
−HK$2,821/mo
Today · 4.125%
HK$109,272
baseline
▲ 0.50% · 4.625%
HK$115,032
+HK$5,760/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,544/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,720
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$112,101
−HK$3,436/mo
Today · 4.125%
HK$115,537
baseline
▲ 0.50% · 4.625%
HK$122,568
+HK$7,031/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,074/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,950
−HK$6,534/mo
▼ 0.25% · 3.875%
HK$124,193
−HK$3,291/mo
Today · 4.125%
HK$127,484
baseline
▲ 0.50% · 4.625%
HK$134,204
+HK$6,720/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,968/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,782
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,130
−HK$4,418/mo
Today · 4.125%
HK$148,548
baseline
▲ 0.50% · 4.625%
HK$157,587
+HK$9,039/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,096/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,507
−HK$8,401/mo
▼ 0.25% · 3.875%
HK$159,677
−HK$4,231/mo
Today · 4.125%
HK$163,908
baseline
▲ 0.50% · 4.625%
HK$172,548
+HK$8,640/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,816/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,389 · Scale 2, in force from 26 Feb 2026)