LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,659
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,075
−HK$2,454/mo
Today · 4.125%
HK$82,529
baseline
▲ 0.50% · 4.625%
HK$87,551
+HK$5,022/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,058/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,395
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,712
−HK$2,351/mo
Today · 4.125%
HK$91,063
baseline
▲ 0.50% · 4.625%
HK$95,863
+HK$4,800/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,126/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,191
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,090
−HK$2,945/mo
Today · 4.125%
HK$99,035
baseline
▲ 0.50% · 4.625%
HK$105,061
+HK$6,026/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$198,070/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,674
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,455
−HK$2,820/mo
Today · 4.125%
HK$109,275
baseline
▲ 0.50% · 4.625%
HK$115,035
+HK$5,760/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,550/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,723
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$112,105
−HK$3,436/mo
Today · 4.125%
HK$115,541
baseline
▲ 0.50% · 4.625%
HK$122,571
+HK$7,030/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,082/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,953
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,197
−HK$3,291/mo
Today · 4.125%
HK$127,488
baseline
▲ 0.50% · 4.625%
HK$134,208
+HK$6,720/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,976/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,787
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,135
−HK$4,418/mo
Today · 4.125%
HK$148,553
baseline
▲ 0.50% · 4.625%
HK$157,592
+HK$9,039/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,106/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,511
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,682
−HK$4,231/mo
Today · 4.125%
HK$163,913
baseline
▲ 0.50% · 4.625%
HK$172,553
+HK$8,640/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,826/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,434 · Scale 2, in force from 26 Feb 2026)