LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,660
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,076
−HK$2,454/mo
Today · 4.125%
HK$82,530
baseline
▲ 0.50% · 4.625%
HK$87,552
+HK$5,022/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,060/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,396
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,713
−HK$2,351/mo
Today · 4.125%
HK$91,064
baseline
▲ 0.50% · 4.625%
HK$95,864
+HK$4,800/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,128/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,192
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,091
−HK$2,945/mo
Today · 4.125%
HK$99,036
baseline
▲ 0.50% · 4.625%
HK$105,062
+HK$6,026/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$198,072/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,675
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,456
−HK$2,820/mo
Today · 4.125%
HK$109,276
baseline
▲ 0.50% · 4.625%
HK$115,037
+HK$5,761/mo
Deposit HK$13.62M · loan HK$20.43M · min. income ≈ HK$218,552/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,724
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$112,106
−HK$3,436/mo
Today · 4.125%
HK$115,542
baseline
▲ 0.50% · 4.625%
HK$122,572
+HK$7,030/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,084/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,954
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,198
−HK$3,291/mo
Today · 4.125%
HK$127,489
baseline
▲ 0.50% · 4.625%
HK$134,209
+HK$6,720/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,978/mo (50% DSR)
Upfront cash ≈ HK$11.66M (deposit + AVD stamp duty HK$1,447,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,788
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,136
−HK$4,418/mo
Today · 4.125%
HK$148,554
baseline
▲ 0.50% · 4.625%
HK$157,593
+HK$9,039/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,108/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,513
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,684
−HK$4,231/mo
Today · 4.125%
HK$163,915
baseline
▲ 0.50% · 4.625%
HK$172,555
+HK$8,640/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,830/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,448 · Scale 2, in force from 26 Feb 2026)