LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,662
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,078
−HK$2,454/mo
Today · 4.125%
HK$82,532
baseline
▲ 0.50% · 4.625%
HK$87,554
+HK$5,022/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,064/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,398
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,716
−HK$2,350/mo
Today · 4.125%
HK$91,066
baseline
▲ 0.50% · 4.625%
HK$95,866
+HK$4,800/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,132/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,195
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,093
−HK$2,946/mo
Today · 4.125%
HK$99,039
baseline
▲ 0.50% · 4.625%
HK$105,065
+HK$6,026/mo
Deposit HK$13.62M · loan HK$20.44M · min. income ≈ HK$198,078/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,678
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,459
−HK$2,820/mo
Today · 4.125%
HK$109,279
baseline
▲ 0.50% · 4.625%
HK$115,040
+HK$5,761/mo
Deposit HK$13.62M · loan HK$20.44M · min. income ≈ HK$218,558/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,727
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$112,109
−HK$3,436/mo
Today · 4.125%
HK$115,545
baseline
▲ 0.50% · 4.625%
HK$122,576
+HK$7,031/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,090/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,958
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,202
−HK$3,291/mo
Today · 4.125%
HK$127,493
baseline
▲ 0.50% · 4.625%
HK$134,213
+HK$6,720/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,986/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,792
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,140
−HK$4,418/mo
Today · 4.125%
HK$148,558
baseline
▲ 0.50% · 4.625%
HK$157,597
+HK$9,039/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,116/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,517
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,688
−HK$4,231/mo
Today · 4.125%
HK$163,919
baseline
▲ 0.50% · 4.625%
HK$172,560
+HK$8,641/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,838/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,487 · Scale 2, in force from 26 Feb 2026)