LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,664
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,080
−HK$2,454/mo
Today · 4.125%
HK$82,534
baseline
▲ 0.50% · 4.625%
HK$87,556
+HK$5,022/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,068/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,400
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,718
−HK$2,350/mo
Today · 4.125%
HK$91,068
baseline
▲ 0.50% · 4.625%
HK$95,869
+HK$4,801/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,136/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,197
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,096
−HK$2,945/mo
Today · 4.125%
HK$99,041
baseline
▲ 0.50% · 4.625%
HK$105,067
+HK$6,026/mo
Deposit HK$13.62M · loan HK$20.44M · min. income ≈ HK$198,082/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,680
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,461
−HK$2,821/mo
Today · 4.125%
HK$109,282
baseline
▲ 0.50% · 4.625%
HK$115,042
+HK$5,760/mo
Deposit HK$13.62M · loan HK$20.44M · min. income ≈ HK$218,564/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,730
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$112,112
−HK$3,436/mo
Today · 4.125%
HK$115,548
baseline
▲ 0.50% · 4.625%
HK$122,579
+HK$7,031/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,096/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,960
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$124,205
−HK$3,291/mo
Today · 4.125%
HK$127,496
baseline
▲ 0.50% · 4.625%
HK$134,216
+HK$6,720/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$254,992/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,795
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,144
−HK$4,417/mo
Today · 4.125%
HK$148,561
baseline
▲ 0.50% · 4.625%
HK$157,601
+HK$9,040/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,122/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,521
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,692
−HK$4,231/mo
Today · 4.125%
HK$163,923
baseline
▲ 0.50% · 4.625%
HK$172,564
+HK$8,641/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,846/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,521 · Scale 2, in force from 26 Feb 2026)