LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,668
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,084
−HK$2,454/mo
Today · 4.125%
HK$82,538
baseline
▲ 0.50% · 4.625%
HK$87,561
+HK$5,023/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,076/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,405
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,722
−HK$2,351/mo
Today · 4.125%
HK$91,073
baseline
▲ 0.50% · 4.625%
HK$95,874
+HK$4,801/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,146/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,202
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,101
−HK$2,945/mo
Today · 4.125%
HK$99,046
baseline
▲ 0.50% · 4.625%
HK$105,073
+HK$6,027/mo
Deposit HK$13.62M · loan HK$20.44M · min. income ≈ HK$198,092/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,686
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,467
−HK$2,821/mo
Today · 4.125%
HK$109,288
baseline
▲ 0.50% · 4.625%
HK$115,048
+HK$5,760/mo
Deposit HK$13.62M · loan HK$20.44M · min. income ≈ HK$218,576/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,735
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$112,117
−HK$3,437/mo
Today · 4.125%
HK$115,554
baseline
▲ 0.50% · 4.625%
HK$122,585
+HK$7,031/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,108/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,967
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,211
−HK$3,291/mo
Today · 4.125%
HK$127,502
baseline
▲ 0.50% · 4.625%
HK$134,223
+HK$6,721/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$255,004/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,802
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$144,151
−HK$4,418/mo
Today · 4.125%
HK$148,569
baseline
▲ 0.50% · 4.625%
HK$157,609
+HK$9,040/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$297,138/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,529
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,700
−HK$4,231/mo
Today · 4.125%
HK$163,931
baseline
▲ 0.50% · 4.625%
HK$172,573
+HK$8,642/mo
Deposit HK$3.41M · loan HK$30.65M · min. income ≈ HK$327,862/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,596 · Scale 2, in force from 26 Feb 2026)