LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,674
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$80,090
−HK$2,454/mo
Today · 4.125%
HK$82,544
baseline
▲ 0.50% · 4.625%
HK$87,567
+HK$5,023/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,088/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,411
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,729
−HK$2,351/mo
Today · 4.125%
HK$91,080
baseline
▲ 0.50% · 4.625%
HK$95,881
+HK$4,801/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,160/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,208
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,108
−HK$2,945/mo
Today · 4.125%
HK$99,053
baseline
▲ 0.50% · 4.625%
HK$105,080
+HK$6,027/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$198,106/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,693
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,474
−HK$2,822/mo
Today · 4.125%
HK$109,296
baseline
▲ 0.50% · 4.625%
HK$115,057
+HK$5,761/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$218,592/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,743
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$112,126
−HK$3,436/mo
Today · 4.125%
HK$115,562
baseline
▲ 0.50% · 4.625%
HK$122,594
+HK$7,032/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$231,124/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,976
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,220
−HK$3,291/mo
Today · 4.125%
HK$127,511
baseline
▲ 0.50% · 4.625%
HK$134,233
+HK$6,722/mo
Deposit HK$10.22M · loan HK$23.84M · min. income ≈ HK$255,022/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,812
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$144,161
−HK$4,419/mo
Today · 4.125%
HK$148,580
baseline
▲ 0.50% · 4.625%
HK$157,621
+HK$9,041/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$297,160/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,540
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$159,711
−HK$4,232/mo
Today · 4.125%
HK$163,943
baseline
▲ 0.50% · 4.625%
HK$172,585
+HK$8,642/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$327,886/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,701 · Scale 2, in force from 26 Feb 2026)