LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,677
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,093
−HK$2,455/mo
Today · 4.125%
HK$82,548
baseline
▲ 0.50% · 4.625%
HK$87,571
+HK$5,023/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,096/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,415
−HK$4,668/mo
▼ 0.25% · 3.875%
HK$88,732
−HK$2,351/mo
Today · 4.125%
HK$91,083
baseline
▲ 0.50% · 4.625%
HK$95,884
+HK$4,801/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,166/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,212
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,111
−HK$2,946/mo
Today · 4.125%
HK$99,057
baseline
▲ 0.50% · 4.625%
HK$105,085
+HK$6,028/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$198,114/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,697
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,479
−HK$2,821/mo
Today · 4.125%
HK$109,300
baseline
▲ 0.50% · 4.625%
HK$115,061
+HK$5,761/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$218,600/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,747
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$112,130
−HK$3,437/mo
Today · 4.125%
HK$115,567
baseline
▲ 0.50% · 4.625%
HK$122,599
+HK$7,032/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$231,134/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,980
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$124,225
−HK$3,292/mo
Today · 4.125%
HK$127,517
baseline
▲ 0.50% · 4.625%
HK$134,238
+HK$6,721/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$255,034/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,818
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$144,167
−HK$4,419/mo
Today · 4.125%
HK$148,586
baseline
▲ 0.50% · 4.625%
HK$157,627
+HK$9,041/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$297,172/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,546
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,718
−HK$4,232/mo
Today · 4.125%
HK$163,950
baseline
▲ 0.50% · 4.625%
HK$172,592
+HK$8,642/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$327,900/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,759 · Scale 2, in force from 26 Feb 2026)