LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,677
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,094
−HK$2,454/mo
Today · 4.125%
HK$82,548
baseline
▲ 0.50% · 4.625%
HK$87,571
+HK$5,023/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,096/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,415
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,733
−HK$2,351/mo
Today · 4.125%
HK$91,084
baseline
▲ 0.50% · 4.625%
HK$95,885
+HK$4,801/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,168/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,213
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,112
−HK$2,946/mo
Today · 4.125%
HK$99,058
baseline
▲ 0.50% · 4.625%
HK$105,085
+HK$6,027/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$198,116/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,698
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,479
−HK$2,822/mo
Today · 4.125%
HK$109,301
baseline
▲ 0.50% · 4.625%
HK$115,062
+HK$5,761/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$218,602/mo (50% DSR)
Upfront cash ≈ HK$15.07M (deposit + AVD stamp duty HK$1,447,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,748
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$112,131
−HK$3,437/mo
Today · 4.125%
HK$115,568
baseline
▲ 0.50% · 4.625%
HK$122,600
+HK$7,032/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$231,136/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,981
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$124,226
−HK$3,292/mo
Today · 4.125%
HK$127,518
baseline
▲ 0.50% · 4.625%
HK$134,239
+HK$6,721/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$255,036/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,819
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$144,168
−HK$4,419/mo
Today · 4.125%
HK$148,587
baseline
▲ 0.50% · 4.625%
HK$157,628
+HK$9,041/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$297,174/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,547
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,719
−HK$4,232/mo
Today · 4.125%
HK$163,951
baseline
▲ 0.50% · 4.625%
HK$172,593
+HK$8,642/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$327,902/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,770 · Scale 2, in force from 26 Feb 2026)