LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,684
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$80,100
−HK$2,455/mo
Today · 4.125%
HK$82,555
baseline
▲ 0.50% · 4.625%
HK$87,578
+HK$5,023/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,110/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,422
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,740
−HK$2,351/mo
Today · 4.125%
HK$91,091
baseline
▲ 0.50% · 4.625%
HK$95,893
+HK$4,802/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,182/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,220
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,120
−HK$2,946/mo
Today · 4.125%
HK$99,066
baseline
▲ 0.50% · 4.625%
HK$105,094
+HK$6,028/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$198,132/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,447,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,707
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,488
−HK$2,821/mo
Today · 4.125%
HK$109,309
baseline
▲ 0.50% · 4.625%
HK$115,071
+HK$5,762/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$218,618/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,447,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,757
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$112,140
−HK$3,437/mo
Today · 4.125%
HK$115,577
baseline
▲ 0.50% · 4.625%
HK$122,610
+HK$7,033/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$231,154/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,991
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$124,236
−HK$3,292/mo
Today · 4.125%
HK$127,528
baseline
▲ 0.50% · 4.625%
HK$134,250
+HK$6,722/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$255,056/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,830
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,180
−HK$4,419/mo
Today · 4.125%
HK$148,599
baseline
▲ 0.50% · 4.625%
HK$157,641
+HK$9,042/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$297,198/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,560
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,732
−HK$4,232/mo
Today · 4.125%
HK$163,964
baseline
▲ 0.50% · 4.625%
HK$172,607
+HK$8,643/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$327,928/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,886 · Scale 2, in force from 26 Feb 2026)