LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,687
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,104
−HK$2,455/mo
Today · 4.125%
HK$82,559
baseline
▲ 0.50% · 4.625%
HK$87,583
+HK$5,024/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$165,118/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,427
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$88,744
−HK$2,352/mo
Today · 4.125%
HK$91,096
baseline
▲ 0.50% · 4.625%
HK$95,898
+HK$4,802/mo
Deposit HK$17.03M · loan HK$17.03M · min. income ≈ HK$182,192/mo (50% DSR)
Upfront cash ≈ HK$18.48M (deposit + AVD stamp duty HK$1,447,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,225
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,125
−HK$2,946/mo
Today · 4.125%
HK$99,071
baseline
▲ 0.50% · 4.625%
HK$105,099
+HK$6,028/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$198,142/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,447,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,712
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,493
−HK$2,822/mo
Today · 4.125%
HK$109,315
baseline
▲ 0.50% · 4.625%
HK$115,077
+HK$5,762/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$218,630/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,447,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,762
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$112,146
−HK$3,437/mo
Today · 4.125%
HK$115,583
baseline
▲ 0.50% · 4.625%
HK$122,616
+HK$7,033/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$231,166/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,997
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$124,242
−HK$3,292/mo
Today · 4.125%
HK$127,534
baseline
▲ 0.50% · 4.625%
HK$134,257
+HK$6,723/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$255,068/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,447,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,837
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,187
−HK$4,419/mo
Today · 4.125%
HK$148,606
baseline
▲ 0.50% · 4.625%
HK$157,649
+HK$9,043/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$297,212/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,568
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$159,740
−HK$4,233/mo
Today · 4.125%
HK$163,973
baseline
▲ 0.50% · 4.625%
HK$172,616
+HK$8,643/mo
Deposit HK$3.41M · loan HK$30.66M · min. income ≈ HK$327,946/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$1,447,959 · Scale 2, in force from 26 Feb 2026)