LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,697
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,114
−HK$2,456/mo
Today · 4.125%
HK$82,570
baseline
▲ 0.50% · 4.625%
HK$87,594
+HK$5,024/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,140/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,437
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,756
−HK$2,351/mo
Today · 4.125%
HK$91,107
baseline
▲ 0.50% · 4.625%
HK$95,910
+HK$4,803/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,214/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,237
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,137
−HK$2,946/mo
Today · 4.125%
HK$99,083
baseline
▲ 0.50% · 4.625%
HK$105,112
+HK$6,029/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$198,166/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,725
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,507
−HK$2,822/mo
Today · 4.125%
HK$109,329
baseline
▲ 0.50% · 4.625%
HK$115,092
+HK$5,763/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$218,658/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,776
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$112,160
−HK$3,437/mo
Today · 4.125%
HK$115,597
baseline
▲ 0.50% · 4.625%
HK$122,631
+HK$7,034/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$231,194/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,012
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,258
−HK$3,292/mo
Today · 4.125%
HK$127,550
baseline
▲ 0.50% · 4.625%
HK$134,274
+HK$6,724/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$255,100/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,855
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$144,205
−HK$4,420/mo
Today · 4.125%
HK$148,625
baseline
▲ 0.50% · 4.625%
HK$157,669
+HK$9,044/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$297,250/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,587
−HK$8,406/mo
▼ 0.25% · 3.875%
HK$159,760
−HK$4,233/mo
Today · 4.125%
HK$163,993
baseline
▲ 0.50% · 4.625%
HK$172,638
+HK$8,645/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$327,986/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,141 · Scale 2, in force from 26 Feb 2026)