LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,699
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$80,115
−HK$2,456/mo
Today · 4.125%
HK$82,571
baseline
▲ 0.50% · 4.625%
HK$87,595
+HK$5,024/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,142/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,439
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,757
−HK$2,352/mo
Today · 4.125%
HK$91,109
baseline
▲ 0.50% · 4.625%
HK$95,911
+HK$4,802/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,218/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,238
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,139
−HK$2,946/mo
Today · 4.125%
HK$99,085
baseline
▲ 0.50% · 4.625%
HK$105,114
+HK$6,029/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$198,170/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,727
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,509
−HK$2,822/mo
Today · 4.125%
HK$109,331
baseline
▲ 0.50% · 4.625%
HK$115,094
+HK$5,763/mo
Deposit HK$13.63M · loan HK$20.44M · min. income ≈ HK$218,662/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,778
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$112,162
−HK$3,437/mo
Today · 4.125%
HK$115,599
baseline
▲ 0.50% · 4.625%
HK$122,633
+HK$7,034/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$231,198/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,014
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,260
−HK$3,292/mo
Today · 4.125%
HK$127,552
baseline
▲ 0.50% · 4.625%
HK$134,276
+HK$6,724/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$255,104/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,857
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$144,208
−HK$4,420/mo
Today · 4.125%
HK$148,628
baseline
▲ 0.50% · 4.625%
HK$157,671
+HK$9,043/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$297,256/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,590
−HK$8,406/mo
▼ 0.25% · 3.875%
HK$159,763
−HK$4,233/mo
Today · 4.125%
HK$163,996
baseline
▲ 0.50% · 4.625%
HK$172,640
+HK$8,644/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$327,992/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,166 · Scale 2, in force from 26 Feb 2026)