LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,701
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,118
−HK$2,456/mo
Today · 4.125%
HK$82,574
baseline
▲ 0.50% · 4.625%
HK$87,598
+HK$5,024/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,148/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,442
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,760
−HK$2,352/mo
Today · 4.125%
HK$91,112
baseline
▲ 0.50% · 4.625%
HK$95,915
+HK$4,803/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,224/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,241
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,142
−HK$2,946/mo
Today · 4.125%
HK$99,088
baseline
▲ 0.50% · 4.625%
HK$105,118
+HK$6,030/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,176/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,730
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,512
−HK$2,822/mo
Today · 4.125%
HK$109,334
baseline
▲ 0.50% · 4.625%
HK$115,098
+HK$5,764/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,668/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,782
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$112,165
−HK$3,438/mo
Today · 4.125%
HK$115,603
baseline
▲ 0.50% · 4.625%
HK$122,637
+HK$7,034/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$231,206/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,019
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,264
−HK$3,293/mo
Today · 4.125%
HK$127,557
baseline
▲ 0.50% · 4.625%
HK$134,280
+HK$6,723/mo
Deposit HK$10.22M · loan HK$23.85M · min. income ≈ HK$255,114/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,862
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$144,213
−HK$4,420/mo
Today · 4.125%
HK$148,633
baseline
▲ 0.50% · 4.625%
HK$157,677
+HK$9,044/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$297,266/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,595
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$159,768
−HK$4,234/mo
Today · 4.125%
HK$164,002
baseline
▲ 0.50% · 4.625%
HK$172,646
+HK$8,644/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$328,004/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,215 · Scale 2, in force from 26 Feb 2026)