LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,709
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,126
−HK$2,456/mo
Today · 4.125%
HK$82,582
baseline
▲ 0.50% · 4.625%
HK$87,607
+HK$5,025/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,164/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,451
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$88,769
−HK$2,352/mo
Today · 4.125%
HK$91,121
baseline
▲ 0.50% · 4.625%
HK$95,924
+HK$4,803/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,242/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,251
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,152
−HK$2,947/mo
Today · 4.125%
HK$99,099
baseline
▲ 0.50% · 4.625%
HK$105,128
+HK$6,029/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,198/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,741
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,523
−HK$2,822/mo
Today · 4.125%
HK$109,345
baseline
▲ 0.50% · 4.625%
HK$115,109
+HK$5,764/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,690/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,793
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$112,177
−HK$3,438/mo
Today · 4.125%
HK$115,615
baseline
▲ 0.50% · 4.625%
HK$122,650
+HK$7,035/mo
Deposit HK$10.22M · loan HK$23.86M · min. income ≈ HK$231,230/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,031
−HK$6,539/mo
▼ 0.25% · 3.875%
HK$124,277
−HK$3,293/mo
Today · 4.125%
HK$127,570
baseline
▲ 0.50% · 4.625%
HK$134,294
+HK$6,724/mo
Deposit HK$10.22M · loan HK$23.86M · min. income ≈ HK$255,140/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,876
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$144,227
−HK$4,421/mo
Today · 4.125%
HK$148,648
baseline
▲ 0.50% · 4.625%
HK$157,693
+HK$9,045/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$297,296/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,611
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$159,784
−HK$4,234/mo
Today · 4.125%
HK$164,018
baseline
▲ 0.50% · 4.625%
HK$172,664
+HK$8,646/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$328,036/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,362 · Scale 2, in force from 26 Feb 2026)