LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,715
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,133
−HK$2,456/mo
Today · 4.125%
HK$82,589
baseline
▲ 0.50% · 4.625%
HK$87,614
+HK$5,025/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,178/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,457
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,776
−HK$2,352/mo
Today · 4.125%
HK$91,128
baseline
▲ 0.50% · 4.625%
HK$95,932
+HK$4,804/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,256/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,258
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,159
−HK$2,947/mo
Today · 4.125%
HK$99,106
baseline
▲ 0.50% · 4.625%
HK$105,137
+HK$6,031/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,212/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,749
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,531
−HK$2,823/mo
Today · 4.125%
HK$109,354
baseline
▲ 0.50% · 4.625%
HK$115,118
+HK$5,764/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,708/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,801
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,186
−HK$3,438/mo
Today · 4.125%
HK$115,624
baseline
▲ 0.50% · 4.625%
HK$122,659
+HK$7,035/mo
Deposit HK$10.22M · loan HK$23.86M · min. income ≈ HK$231,248/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,040
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,287
−HK$3,293/mo
Today · 4.125%
HK$127,580
baseline
▲ 0.50% · 4.625%
HK$134,305
+HK$6,725/mo
Deposit HK$10.22M · loan HK$23.86M · min. income ≈ HK$255,160/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,887
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$144,239
−HK$4,420/mo
Today · 4.125%
HK$148,659
baseline
▲ 0.50% · 4.625%
HK$157,705
+HK$9,046/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$297,318/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,623
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,797
−HK$4,234/mo
Today · 4.125%
HK$164,031
baseline
▲ 0.50% · 4.625%
HK$172,677
+HK$8,646/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$328,062/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,476 · Scale 2, in force from 26 Feb 2026)