LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,718
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$80,135
−HK$2,456/mo
Today · 4.125%
HK$82,591
baseline
▲ 0.50% · 4.625%
HK$87,617
+HK$5,026/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,182/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,460
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,779
−HK$2,352/mo
Today · 4.125%
HK$91,131
baseline
▲ 0.50% · 4.625%
HK$95,935
+HK$4,804/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,262/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,261
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,162
−HK$2,948/mo
Today · 4.125%
HK$99,110
baseline
▲ 0.50% · 4.625%
HK$105,140
+HK$6,030/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,220/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,752
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,535
−HK$2,823/mo
Today · 4.125%
HK$109,358
baseline
▲ 0.50% · 4.625%
HK$115,122
+HK$5,764/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,716/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,805
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,189
−HK$3,439/mo
Today · 4.125%
HK$115,628
baseline
▲ 0.50% · 4.625%
HK$122,663
+HK$7,035/mo
Deposit HK$10.22M · loan HK$23.86M · min. income ≈ HK$231,256/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,044
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,291
−HK$3,293/mo
Today · 4.125%
HK$127,584
baseline
▲ 0.50% · 4.625%
HK$134,309
+HK$6,725/mo
Deposit HK$10.22M · loan HK$23.86M · min. income ≈ HK$255,168/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,892
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$144,243
−HK$4,421/mo
Today · 4.125%
HK$148,664
baseline
▲ 0.50% · 4.625%
HK$157,710
+HK$9,046/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$297,328/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,628
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,802
−HK$4,234/mo
Today · 4.125%
HK$164,036
baseline
▲ 0.50% · 4.625%
HK$172,683
+HK$8,647/mo
Deposit HK$3.41M · loan HK$30.67M · min. income ≈ HK$328,072/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,523 · Scale 2, in force from 26 Feb 2026)