LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,721
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,139
−HK$2,456/mo
Today · 4.125%
HK$82,595
baseline
▲ 0.50% · 4.625%
HK$87,621
+HK$5,026/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,190/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,464
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,783
−HK$2,352/mo
Today · 4.125%
HK$91,135
baseline
▲ 0.50% · 4.625%
HK$95,939
+HK$4,804/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,270/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,265
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,166
−HK$2,948/mo
Today · 4.125%
HK$99,114
baseline
▲ 0.50% · 4.625%
HK$105,145
+HK$6,031/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,228/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,757
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,540
−HK$2,822/mo
Today · 4.125%
HK$109,362
baseline
▲ 0.50% · 4.625%
HK$115,127
+HK$5,765/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,724/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,810
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,194
−HK$3,439/mo
Today · 4.125%
HK$115,633
baseline
▲ 0.50% · 4.625%
HK$122,669
+HK$7,036/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,266/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,050
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,296
−HK$3,294/mo
Today · 4.125%
HK$127,590
baseline
▲ 0.50% · 4.625%
HK$134,315
+HK$6,725/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,180/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,898
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,250
−HK$4,421/mo
Today · 4.125%
HK$148,671
baseline
▲ 0.50% · 4.625%
HK$157,717
+HK$9,046/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,342/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,635
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$159,809
−HK$4,235/mo
Today · 4.125%
HK$164,044
baseline
▲ 0.50% · 4.625%
HK$172,691
+HK$8,647/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,088/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,587 · Scale 2, in force from 26 Feb 2026)