LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,722
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,139
−HK$2,457/mo
Today · 4.125%
HK$82,596
baseline
▲ 0.50% · 4.625%
HK$87,621
+HK$5,025/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,192/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,465
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,784
−HK$2,352/mo
Today · 4.125%
HK$91,136
baseline
▲ 0.50% · 4.625%
HK$95,940
+HK$4,804/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,272/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,266
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,167
−HK$2,948/mo
Today · 4.125%
HK$99,115
baseline
▲ 0.50% · 4.625%
HK$105,146
+HK$6,031/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,230/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,758
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,540
−HK$2,823/mo
Today · 4.125%
HK$109,363
baseline
▲ 0.50% · 4.625%
HK$115,128
+HK$5,765/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,726/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,811
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,195
−HK$3,439/mo
Today · 4.125%
HK$115,634
baseline
▲ 0.50% · 4.625%
HK$122,670
+HK$7,036/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,268/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,051
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,297
−HK$3,294/mo
Today · 4.125%
HK$127,591
baseline
▲ 0.50% · 4.625%
HK$134,316
+HK$6,725/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,182/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,899
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,251
−HK$4,421/mo
Today · 4.125%
HK$148,672
baseline
▲ 0.50% · 4.625%
HK$157,719
+HK$9,047/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,344/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,637
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,811
−HK$4,234/mo
Today · 4.125%
HK$164,045
baseline
▲ 0.50% · 4.625%
HK$172,692
+HK$8,647/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,090/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,600 · Scale 2, in force from 26 Feb 2026)