LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,723
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,141
−HK$2,456/mo
Today · 4.125%
HK$82,597
baseline
▲ 0.50% · 4.625%
HK$87,623
+HK$5,026/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,194/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,467
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,785
−HK$2,353/mo
Today · 4.125%
HK$91,138
baseline
▲ 0.50% · 4.625%
HK$95,942
+HK$4,804/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,276/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,268
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,169
−HK$2,948/mo
Today · 4.125%
HK$99,117
baseline
▲ 0.50% · 4.625%
HK$105,148
+HK$6,031/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,234/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,760
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,543
−HK$2,823/mo
Today · 4.125%
HK$109,366
baseline
▲ 0.50% · 4.625%
HK$115,130
+HK$5,764/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,732/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,813
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$112,197
−HK$3,439/mo
Today · 4.125%
HK$115,636
baseline
▲ 0.50% · 4.625%
HK$122,672
+HK$7,036/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,272/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,053
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,300
−HK$3,293/mo
Today · 4.125%
HK$127,593
baseline
▲ 0.50% · 4.625%
HK$134,319
+HK$6,726/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,186/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,902
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,254
−HK$4,421/mo
Today · 4.125%
HK$148,675
baseline
▲ 0.50% · 4.625%
HK$157,722
+HK$9,047/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,350/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,640
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,814
−HK$4,234/mo
Today · 4.125%
HK$164,048
baseline
▲ 0.50% · 4.625%
HK$172,696
+HK$8,648/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,096/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,629 · Scale 2, in force from 26 Feb 2026)