LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,724
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,141
−HK$2,457/mo
Today · 4.125%
HK$82,598
baseline
▲ 0.50% · 4.625%
HK$87,624
+HK$5,026/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,196/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,467
−HK$4,671/mo
▼ 0.25% · 3.875%
HK$88,786
−HK$2,352/mo
Today · 4.125%
HK$91,138
baseline
▲ 0.50% · 4.625%
HK$95,942
+HK$4,804/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,276/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,269
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,170
−HK$2,947/mo
Today · 4.125%
HK$99,117
baseline
▲ 0.50% · 4.625%
HK$105,148
+HK$6,031/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,234/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,760
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,543
−HK$2,823/mo
Today · 4.125%
HK$109,366
baseline
▲ 0.50% · 4.625%
HK$115,131
+HK$5,765/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,732/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,813
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,198
−HK$3,439/mo
Today · 4.125%
HK$115,637
baseline
▲ 0.50% · 4.625%
HK$122,673
+HK$7,036/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,274/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,054
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,300
−HK$3,294/mo
Today · 4.125%
HK$127,594
baseline
▲ 0.50% · 4.625%
HK$134,319
+HK$6,725/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,188/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,903
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,255
−HK$4,421/mo
Today · 4.125%
HK$148,676
baseline
▲ 0.50% · 4.625%
HK$157,723
+HK$9,047/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,352/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,640
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$159,815
−HK$4,234/mo
Today · 4.125%
HK$164,049
baseline
▲ 0.50% · 4.625%
HK$172,696
+HK$8,647/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,098/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,636 · Scale 2, in force from 26 Feb 2026)