LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,724
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$80,142
−HK$2,456/mo
Today · 4.125%
HK$82,598
baseline
▲ 0.50% · 4.625%
HK$87,624
+HK$5,026/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,196/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,467
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,786
−HK$2,353/mo
Today · 4.125%
HK$91,139
baseline
▲ 0.50% · 4.625%
HK$95,943
+HK$4,804/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,278/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,269
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,170
−HK$2,948/mo
Today · 4.125%
HK$99,118
baseline
▲ 0.50% · 4.625%
HK$105,149
+HK$6,031/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,236/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,761
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,544
−HK$2,823/mo
Today · 4.125%
HK$109,367
baseline
▲ 0.50% · 4.625%
HK$115,132
+HK$5,765/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,734/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,814
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,199
−HK$3,439/mo
Today · 4.125%
HK$115,638
baseline
▲ 0.50% · 4.625%
HK$122,674
+HK$7,036/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,276/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,054
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$124,301
−HK$3,294/mo
Today · 4.125%
HK$127,595
baseline
▲ 0.50% · 4.625%
HK$134,320
+HK$6,725/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,190/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,904
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,255
−HK$4,422/mo
Today · 4.125%
HK$148,677
baseline
▲ 0.50% · 4.625%
HK$157,723
+HK$9,046/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,354/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,641
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$159,816
−HK$4,234/mo
Today · 4.125%
HK$164,050
baseline
▲ 0.50% · 4.625%
HK$172,698
+HK$8,648/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,100/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,645 · Scale 2, in force from 26 Feb 2026)