LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,726
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,144
−HK$2,457/mo
Today · 4.125%
HK$82,601
baseline
▲ 0.50% · 4.625%
HK$87,627
+HK$5,026/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,202/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,470
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,789
−HK$2,353/mo
Today · 4.125%
HK$91,142
baseline
▲ 0.50% · 4.625%
HK$95,946
+HK$4,804/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,284/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,272
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,173
−HK$2,948/mo
Today · 4.125%
HK$99,121
baseline
▲ 0.50% · 4.625%
HK$105,152
+HK$6,031/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$198,242/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,764
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,547
−HK$2,823/mo
Today · 4.125%
HK$109,370
baseline
▲ 0.50% · 4.625%
HK$115,135
+HK$5,765/mo
Deposit HK$13.63M · loan HK$20.45M · min. income ≈ HK$218,740/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,817
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,202
−HK$3,439/mo
Today · 4.125%
HK$115,641
baseline
▲ 0.50% · 4.625%
HK$122,677
+HK$7,036/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,282/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,058
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,305
−HK$3,293/mo
Today · 4.125%
HK$127,598
baseline
▲ 0.50% · 4.625%
HK$134,324
+HK$6,726/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,196/mo (50% DSR)
Upfront cash ≈ HK$11.67M (deposit + AVD stamp duty HK$1,448,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,908
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,260
−HK$4,421/mo
Today · 4.125%
HK$148,681
baseline
▲ 0.50% · 4.625%
HK$157,728
+HK$9,047/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,362/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,646
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$159,820
−HK$4,235/mo
Today · 4.125%
HK$164,055
baseline
▲ 0.50% · 4.625%
HK$172,702
+HK$8,647/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,110/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,686 · Scale 2, in force from 26 Feb 2026)