LTV · monthly repayment
▼ 0.50% · 3.625%
HK$77,730
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$80,148
−HK$2,457/mo
Today · 4.125%
HK$82,605
baseline
▲ 0.50% · 4.625%
HK$87,631
+HK$5,026/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$165,210/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,474
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$88,794
−HK$2,352/mo
Today · 4.125%
HK$91,146
baseline
▲ 0.50% · 4.625%
HK$95,951
+HK$4,805/mo
Deposit HK$17.04M · loan HK$17.04M · min. income ≈ HK$182,292/mo (50% DSR)
Upfront cash ≈ HK$18.49M (deposit + AVD stamp duty HK$1,448,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,277
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,178
−HK$2,948/mo
Today · 4.125%
HK$99,126
baseline
▲ 0.50% · 4.625%
HK$105,157
+HK$6,031/mo
Deposit HK$13.64M · loan HK$20.45M · min. income ≈ HK$198,252/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,769
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,552
−HK$2,824/mo
Today · 4.125%
HK$109,376
baseline
▲ 0.50% · 4.625%
HK$115,141
+HK$5,765/mo
Deposit HK$13.64M · loan HK$20.45M · min. income ≈ HK$218,752/mo (50% DSR)
Upfront cash ≈ HK$15.08M (deposit + AVD stamp duty HK$1,448,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,823
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,208
−HK$3,439/mo
Today · 4.125%
HK$115,647
baseline
▲ 0.50% · 4.625%
HK$122,684
+HK$7,037/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$231,294/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,064
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$124,311
−HK$3,294/mo
Today · 4.125%
HK$127,605
baseline
▲ 0.50% · 4.625%
HK$134,331
+HK$6,726/mo
Deposit HK$10.23M · loan HK$23.86M · min. income ≈ HK$255,210/mo (50% DSR)
Upfront cash ≈ HK$11.68M (deposit + AVD stamp duty HK$1,448,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,915
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$144,267
−HK$4,422/mo
Today · 4.125%
HK$148,689
baseline
▲ 0.50% · 4.625%
HK$157,736
+HK$9,047/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$297,378/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,654
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$159,828
−HK$4,235/mo
Today · 4.125%
HK$164,063
baseline
▲ 0.50% · 4.625%
HK$172,711
+HK$8,648/mo
Deposit HK$3.41M · loan HK$30.68M · min. income ≈ HK$328,126/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$1,448,761 · Scale 2, in force from 26 Feb 2026)